Efisiensi Penerapan Fintech dan Digitalisasi dalam Memaksimalkan Market Share Perbankan Syariah Pada Masa Pandemi Covid 19
DOI:
10.29303/alexandria.v3i1.173Published:
2022-04-30Downloads
Abstract
The purpose of this study is to try to provide an overview of the efficiency of implementing fintech and digitalization that must be done by Islamic banking, one of which is at Bank Sumut Medan Sharia Branch Office. The method used in this study is a descriptive qualitative method. Data collection techniques by conducting a literature study approach (library research) and interviews. The results showed that the state of implementation and cooperation with fintech companies has not been running as has been done by conventional Sumut Banks. However, in the future Bank Sumut Syariah will realize the release or add some banking services with a digitalization system. With the hope of implementing fintech and the realization of more optimal digitization services at PT Bank Sumut, Medan Sharia Branch Office is expected to be able to provide progress and maximize market share in Islamic banking
Keywords:
Efficiency Fintech Digitization Covid 19References
Andeani, M. S. (2020). Peranan Customer Service Dalam Menigkatkan Pelayanan Nasabah Pada Bank Bri Syariah Kantor Cabang Pekanbaru. Doctoral dissertation. Universitas Islam Negeri Sultan Syarif Kasim Riau.
Azhari, A. R., & Wahyudi, R. (2020). Analisis kinerja perbankan syariah di Indonesia: Studi masa pandemi Covid-19. JESI (Jurnal Ekonomi Syariah Indonesia), 10(2), 96-102.
Deliabilda, S. A., Putra, H. M. M., & Riwayadi, E. (2022). Analisis Lingkungan Makro dan Implikasinya terhadap Financial Technology (FinTech) di Indonesia. Jurnal SEKURITAS (Saham, Ekonomi, Keuangan dan Investasi), 5(2), 196-210.
Martinelli, I. (2021). Menilik Financial Technology (Fintech) dalam Bidang Perbankan yang dapat Merugikan Konsumen. Jurnal SOMASI (Sosial Humaniora Komunikasi), 2(1), 32-43.
Mawarni, R. (2021). Penerapan Digital Banking Bank Syariah Sebagai Upaya Customer Retantion Pada Masa Covid-19’. Al Iqtishod: Jurnal Pemikiran Dan Penelitian Ekonomi Islam, 9(2), 39–54. https://doi.org/10.37812/aliqtishod.v9i2.233
Pujaningsih, N. N. (2020). Penerapan Kebijakan Pembatasan Kegiatan Masyarakat (PKM) dalam Penanggulangan Wabah Covid-19 di Kota Denpasar. Moderat: Jurnal Ilmiah Ilmu Pemerintahan, 6(3), 458-470.
Sadari, S., & Hakim, A., (2019). Revitalisasi Keuangan Inklusif Dalam Sistem Perbankan Syariah Di Era Financial Technology’, Zhafir | Journal of Islamic Economics, Finance, and Banking, 1(1), 1–24. https://doi.org/10.51275/zhafir.v1i1.126
Sumarni, Y. (2020). Pandemi Covid-19: Tantangan Ekonomi Dan Bisnis. Al-Intaj: Jurnal Ekonomi Dan Perbankan Syariah, 6(2), 46-58.
License
Copyright (c) 2022 Indah Lestari Ritonga, Ahmad Amin Dalimunte
This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish with ALEXANDRIA (Journal of Economics, Business, Tourism, and Entrepreneurship), agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution 4.0 International License. This license allows authors to use all articles, data sets, graphics and appendices in data mining applications, search engines, web sites, blogs, and other platforms by providing an appropriate reference. The journal allows the author(s) to hold the copyright without restrictions and will retain publishing rights without restrictions.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in ALEXANDRIA (Journal of Economics, Tourism, Hospitality, and Entrepreneurship).
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
