Optimizing Investment Strategies to Improve the Welfare of Migrant Workers

Authors

Santi Merlinda , Inayati Nuraini Dwi Putri , Sri Handayani , Fajar Firmasnyah , Syarifah Jamilah

DOI:

10.29303/ujcs.v6i2.1006

Published:

2025-06-30

Issue:

Vol. 6 No. 2 (2025): June

Keywords:

Investment, Migrant Workers, Welfare

Articles

Downloads

How to Cite

Merlinda, S., Inayati Nuraini Dwi Putri, Sri Handayani, Fajar Firmasnyah, & Syarifah Jamilah. (2025). Optimizing Investment Strategies to Improve the Welfare of Migrant Workers. Unram Journal of Community Service, 6(2), 409–414. https://doi.org/10.29303/ujcs.v6i2.1006

Downloads

Download data is not yet available.

Metrics

Metrics Loading ...

Abstract

The high public interest in becoming migrant workers is motivated by the narrowing number of available jobs and the low wages of domestic workers. This is the reason why migrant workers dare to take the risk to leave their home country and work abroad. However, migrant workers often find challenges and obstacles in financial management of their income while abroad. The financial management constraints faced by migrant workers are triggered by the low level of financial literacy, so a training program related to financial literacy is needed as an effort to improve financial management skills for migrant workers. This service program focuses on investment strategies for the welfare of migrant workers. This program aims to broaden the insights and knowledge of migrant workers regarding the correct investment strategy as an effort to achieve economic independence. The training method carried out in this service program is based on interactive training related to appropriate investment strategies. The results of this study are expected to improve the financial literacy of migrant workers, especially in the context of investing, so that it can be used as a provision for migrant workers to improve their economy sustainably in the long term.

References

Buchdadi, A. D., Kurnianti, D., Susita, D., Ramli, R., & Sholeha, A. (2022). Peningkatan Literasi Keuangan untuk Pekerja Migran di Taiwan. JAMU : Jurnal Abdi Masyarakat UMUS, 2(02), 132–137. https://doi.org/10.46772/jamu.v2i02.672

Fadila, N., Goso, G., Hamid, R. S., & Ukkas, I. (2022). Pengaruh Literasi Keuangan, Financial Technology, Persepsi Risiko, dan Locus of Control Terhadap Keputusan Investasi Pengusaha Muda. Owner, 6(2), 1633–1643. https://doi.org/10.33395/owner.v6i2.789

Fitriani, D., Ramdhan, D., & Hapsari, A. (2024). Strategi Peningkatan Kompetensi Calon Pekerja Migran Indonesia. Masyarakat Indonesia, 49(2), 191–202. https://doi.org/10.14203/jmi.v49i2.1367

Hidayat, I. D., & Najicha, F. U. (2021). PERLINDUNGAN PEKERJA MIGRAN INDONESIA/TENAGA KERJA INDONESIA OLEH PEMERINTAH DAERAH. 10.

Lestari, E. P., Putri Pertiwi, N. L., Alimuddin, A., & Asbihani, D. (2023). MINAT INVESTASI PEKERJA MIGRAN INDONESIA DALAM MENINGKATKAN KETAHANAN EKONOMI KELUARGA DI LAMPUNG TIMUR. FINANSIA : Jurnal Akuntansi dan Perbankan Syariah, 6(1), 89–104. https://doi.org/10.32332/finansia.v6i1.6630

Nurhaliza Novianty Tsania & Yuhka Sundaya. (2023). Analisis Ekonomi Sikap Pekerja Migran Indonesia terhadap Risiko Kerja Luar Negeri. Jurnal Riset Ilmu Ekonomi dan Bisnis, 117–124. https://doi.org/10.29313/jrieb.v3i2.2822

Safitri, N., Permadi, I., & Fathussyaadah, E. (2022). LITERASI KEUANGAN DIGITAL, KEBERLANJUTAN USAHA INDUSTRI KECIL DAN MENENGAH SERTA DAMPAKNYA TERHADAP KESEJAHTERAAN KEUANGAN. Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA), 6(3), 1203–1214. https://doi.org/10.31955/mea.v6i3.2478

Sasa, S., Sapto Adi, D., Triono, M. A., & Supanto, F. (2021). Optimalisasi Usaha Kecil Menengah melalui Pelatihan Digital Marketing. Abdimas: Jurnal Pengabdian Masyarakat Universitas Merdeka Malang, 6(3), 358–371. https://doi.org/10.26905/abdimas.v6i3.5366

Suranto, Sari, D. E., Syah, M. F. J., Imran, M. A., Sihotang, I. M., & Fatmahwati, S. (2024). Peningkatan Literasi dan Akses Informasi Keuangan Bagi Pekerja Migran Indonesia di Malaysia. International Journal of Community Service Learning, 7(4), 486–494. https://doi.org/10.23887/ijcsl.v7i4.69669

Yulianto, F., & Furqan, M. (2022). PEKERJA MIGRAN SIRKULER DALAM PENINGKATAN KESEJAHTERAAN SOSIAL KELUARGA DI DESA NGEMBOH KECAMATAN UJUNGPANGKAH KABUPATEN GRESIK. JURNAL AL-IJTIMAIYYAH, 8(1), 131. https://doi.org/10.22373/al-ijtimaiyyah.v8i1.13024

Zulfan Fikriansyah & Aan Julia. (2023). Faktor Penentu Keputusan Masyarakat Menjadi Pekerja Migran Indonesia (Studi Kasus: Di Desa Bongas Kecamatan Bogas Kabupaten Indramayu). Jurnal Riset Ilmu Ekonomi dan Bisnis, 25–32. https://doi.org/10.29313/jrieb.v3i1.1889

Author Biographies

Santi Merlinda, UM

Inayati Nuraini Dwi Putri, Universitas Negeri Malang

Sri Handayani, Universitas Negeri Malang

License

Copyright (c) 2025 Santi Merlinda, Inayati Nuraini Dwi Putri, Sri Handayani, Fajar Firmasnyah, Syarifah Jamilah

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

You are free to:

  • Share — copy and redistribute the material in any medium or format for any purpose, even commercially.
  • Adapt — remix, transform, and build upon the material for any purpose, even commercially.

The licensor cannot revoke these freedoms as long as you follow the license terms.

Under the following terms:

  • Attribution — You must give appropriate credit, provide a link to the license, and indicate if changes were made. You may do so in any reasonable manner, but not in any way that suggests the licensor endorses you or your use.
  • No additional restrictions — You may not apply legal terms or technological measures that legally restrict others from doing anything the license permits.

Notices:

You do not have to comply with the license for elements of the material in the public domain or where your use is permitted by an applicable exception or limitation.

No warranties are given. The license may not give you all of the permissions necessary for your intended use. For example, other rights such as publicity, privacy, or moral rights may limit how you use the material.